How Much Does SR22 Insurance Cost in Arizona? How much does sr22 insurance cost in Arizona? What does sr22 insurance cost in Arizona? Well, it really depends on where you live, your driving record, and how much coverage you want. In fact, the price can range anywhere from $500 to $2,500 per year! But before you go running off to buy sr22 insurance on your own, let’s talk about why you need it and what’s so important about it? After all, these days there are lots of different types of auto coverage that can help protect you and your family.
What Is SR-22 Insurance in Arizona? Who Needs It? How Do You Get It?
If you’re looking to purchase car insurance or renew your current policy and you live in Arizona, it’s likely that one of your options will be to purchase an SR-22. Essentially, an SR-22 is a certificate proving that you have liability insurance, it helps prove that you’re financially capable of covering potential damages from a car accident.
Why do you need it SR-22 Insurance in Arizona
If you have been involved with an automobile accident, a DUI or DWI offense, or if you are convicted of driving on a suspended license and need to reinstate your privileges to drive in AZ, then you will need to get SR-22 insurance. The federal government requires that any driver who has committed one of these offenses must show proof that they are financially responsible and hold liability coverage.
The name comes from $580 of The Motor Vehicle Safety Responsibility Act. It’s how everyone refers to it though. They can be referred to as non-owner liability insurance, owner liability insurance, high risk insurance, at fault insurance and more depending on state laws and personal circumstances. They can only be issued by licensed car insurers.
How to Get an SR22 Insurance in Arizona
To get an SR22 certificate, you must submit an application, the conditions are:
- Locate an insurance provider. Find a company that offers SR-22 issuance if your motor insurance provider doesn’t.
- Investigate the Coverage. You should make sure the auto insurance provider offers the minimal liability coverage that the state requires.
- Examine premiums. When determining insurance premiums, insurance carriers take into account a number of variables, such as your driving history, credit score, marital status, vehicle model, and more
- SR-22 fee must be paid. After discussing your needs with your auto insurance provider, pay the filing fee to complete the form’s submission. This includes the insurance company’s services, such as submitting the SR-22 on your behalf.
- Be patient and await confirmation. Your insurance provider will supply you with a copy of the SR-22 for your records and file your SR-22 with the Department of Motor Vehicles.
Cost of SR22 insurance in Arizona
Although Arizona’s average cost of SR22 insurance is $550, that cost varies depending on a number of factors. For example, whether you want to purchase non-owner or owner-policy coverage and your past driving record will play a big role in determining costs.
It also matters what kind of car you drive—vehicles with high insurance rates like luxury cars and trucks will likely be more expensive than vehicles with standard or low insurance ratings. To see how much you can expect to pay for SR22 insurance in Arizona, use our quote tool above.
Simply enter your information in order to find quotes from multiple Arizona companies. Our goal is to help get you lower costs without compromising quality!
Cheapest SR22 Insurance in Arizona
If you need SR-22 insurance in Arizona, the best way to find the lowest rate is to work with a reputable insurance agent who can help you get the correct coverages for your situation. Your agent should be able to shop around to find you the most competitive quotes from trusted carriers.
You should also check online. Although online companies don’t have an agent dedicated to helping you, they can often save you money because they can undercut traditional providers on price due to their increased volume of sales.
If you’re interested in shopping around, make sure that any company that quotes rates includes information about what coverage and limits it will include in your policy so that you know exactly what’s covered before agreeing on anything.
Cheapest Companies For Sr-22 Insurance In Arizona
You only need to pay a small fee to have your SR-22 certificate filed, but you will most likely pay much more for insurance than the average driver. In Arizona, the minimum-coverage SR-22 insurance for a DUI costs around $958 per year on average. In contrast, the most affordable car insurance in Arizona for good drivers is $631.
Progressive is the best option in Arizona for low-cost SR-22 insurance. Its SR-22 insurance coverage averages $580 per year for a DUI. MetLife is the most expensive carrier in the state for minimum DUI SR-22 coverage, with an average annual cost of $2,096.
- Progressive $580
- State Farm $684
- CSAA $711
- GEICO $735
- Mercury $749
- Country Financial $806
- American Family $807
- Hartford $877
- USAA $903
- Travelers $957
- Esurance $1,010
- Nationwide $1,057
- Farmers $1,161
- Allstate $1,238
- MetLife $2,096
Arizona Non-Owner SR22 Insurance
The Average Cost Of Non-Owner Sr-22 Car Insurance In Arizona stands at $997 per year, but this may vary by insurance company.
Non-owner car insurance is the most cost-effective and convenient option for Arizona drivers who do not own a car. These policies can help provide proof of liability insurance coverage and protect drivers who frequently use non-owned vehicles, such as rented or borrowed cars.
State Farm is the most affordable option in the state, with non-owner car insurance rates averaging $394 per year. Travelers is next, with an average annual fee of $566.
Arizona Insurance Company Offers Cheapest SR-22 Insurance tops the rankings:
- State Farm $394
- Travelers $566
- Progressive $593
- USAA $853
- Nationwide $966
- GEICO $968
- Farmers $1,004
- MetLife $2,635
SR22 Insurance by State
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