How much does SR22 insurance cost in Massachusetts? By reading this article, you will get a car insurance quote quickly and cheaply. Let us help you find the best rates for SR22 insurance in MA!
What is an SR22 Insurance in Massachusetts
An SR-22 in Massachusetts is a certificate proving a high-risk driver has the legal requirements. Often, it is required by law after an accident or DUI conviction in order to drive again.
It’s important to note that while this certificate shows you are in compliance with the law, it doesn’t guarantee that you’ll be able to get an auto insurance policy at a competitive rate or even at all. In fact, some people find it difficult to get an insurance company to cover them at any cost.
If you are faced with this situation and do not want your driving privileges revoked, then your best option may be to purchase an SR-22 certificate from the Massachusetts Registry of Motor Vehicles (RMV). The certificate is only good for six months but can be renewed if necessary.
Who Needs SR22 Insurance in Massachusetts
In Massachusetts, SR-22 documentation is required for drivers who are convicted of serious traffic violations. These drivers must have an SR-22 filing on file with the Registry of Motor Vehicles or they cannot renew their license.
The requirements for an SR-22 filing differ depending on the severity of the violation, but it typically requires a $500 annual fee and quarterly reporting to the RMV.
If you can’t afford to pay these fees, you may be eligible for a low income driver’s plan that waives these requirements. Contact your local RMV office to find out more about eligibility requirements and how to apply.
Why do you need it SR22 Insurance in Massachusetts
SR-22 insurance is a type of liability insurance that proves to the Department of Motor Vehicles that you have met your state’s financial responsibility requirements. Driving without this type of insurance on hand can lead to fines, penalties, and other strict enforcement actions.
How to Get an SR22 Insurance in Massachusetts
How to Get an SR-22 in Massachusetts. First, you will need to find an insurer that will file an SR-22 in Massachusetts. Once you have found one, the process is fairly straightforward. The insurer will provide you with a form to fill out and instructions on where to send it. The SR-22 is typically only required for three years, but it can be longer depending on the circumstances of your case.
Cost of SR22 Insurance in Massachusetts
The cost of SR22 insurance in Massachusetts varies depending on the driver’s age, driving record, and vehicle type. The average cost for an annual policy is $1,025 per year. Other factors that affect the price are how many miles driven, whether a driver has taken a driver safety course, and how long ago the driver was involved in an accident. There are also discounts available such as those for people over 55 who have been driving for at least 25 years without getting into any accidents or tickets.
Cheapest SR22 Insurance in Massachusetts
When you are looking for SR22 insurance in Massachusetts, you need to find the cheapest company. State Farm is the cheapest company in Massachusetts. State Farm offers sr22 insurance for $532 per year.
They have the best rates and the lowest prices. You can’t afford not to get this insurance because it will keep your driver’s license active and it will protect you financially if something happens to your car.
How to Find the Best SR22 Insurance Rate in Massachusetts
Finding the best car insurance company in Massachusetts can be a daunting task. That’s why we’ve done the research for you and found out how much SR22 insurance cost in Massachusetts .
Check out our list of top-rated car insurance companies selling SR22 insurance in Massachusetts and get a Massachusetts today.
Cheapest Companies for SR22 Insurance in Massachusetts
Compare and review the best SR-22 insurance companies in Massachusetts and get the lowest rates. If you’re looking for SR-22 insurance in Massachusetts, this is a great place to start.
Start by comparing offers from different companies in your area and find the cheapest prices.
| Company | Average Annual Rate |
| State Farm | $532 |
| GEICO | $1,065 |
| USAA | $1,222 |
| Amica Mutual | $1,514 |
| Progressive | $1,578 |
| Travelers | $1,913 |
| Allstate | $2,003 |
Massachusetts Non-Owner SR22 Insurance
Massachusetts non-owner SR22 car insurance is necessary for drivers who are not the registered owners of a vehicle. If you’re an at-fault driver and you do not have a car insurance policy, then your car’s registration might be suspended.
An uninsured motorist, or an MA non-owner, would need to pay for MA non-owner car insurance to protect themselves from liability for injuries or property damage.
The cost of MA non-owner car insurance depends on the type of vehicle you drive and your driving record.
The Average Cost of Non-Owner SR22 Car Insurance in Massachusetts
The average cost of Non-Owner SR22 insurance in Massachusetts is $340 per year. The cost of SR22 car insurance can depend on a number of factors, including your age and driving history.
Your location also plays a role in the price you will have to pay for SR22 car insurance. For example, drivers living in Boston typically pay more than those living in Worcester or Springfield.
In Massachusetts, the minimum amount of liability coverage required by law is $20,000 per person and $40,000 per accident or injury. With non-owner SR22 car insurance in Massachusetts costing $28 per month, you’ll have to weigh the pros and cons before deciding if it’s worth it for you to purchase this type of coverage.
Cheapest Companies for Non-Owner SR22 Insurance in Massachusetts
We found that the company offering the cheapest average SR22 non-owner car insurance rate in Massachusetts was State Farm: $340 per year.
| Company | Average Annual Rate |
| State Farm | $340 |
| MetLife | $431 |
| USAA | $572 |
| GEICO | $650 |
| Progressive | $680 |
Factors affecting the cost of SR22 car Insurance in Massachusetts
There are many factors that impact how much drivers in Massachusetts pay for car insurance. The most important factor is the driver’s age, with premiums going up as drivers get older. Other factors that impact rates include the driver’s credit score, gender, and driving history. It’s also important to note that some car insurance companies charge higher rates than others in Massachusetts so it pays to shop around.
When to Renew your SR22 Insurance Massachusetts
SR-22 insurance is necessary when you have a suspended driver’s license. If your license has been suspended, the judge will order you to get SR-22 insurance. This type of insurance is expensive and should be renewed once per year, as it must be kept current at all times to avoid the suspension being reinstated by the DMV.
The cost of the insurance depends on a number of factors, including your age and driving record. Our blog post will help you determine how much SR-22 insurance costs in Massachusetts so that you can make an educated decision about what type of coverage to purchase.
